Volcanologists will tell you that eruptions don’t occur to the regular beat of a metronome. Long-run data does, however, give scientists a statistical recurrence interval: useful for hazard planning over decades, but useless for calling next Tuesday. Markets are no different.

Interest rates have risen at home and abroad. In September, six of the G10 central banks raised their policy rates, including the Reserve Bank of Australia, which lifted the cash rate to 4.60%, its highest level since 2011.

We know it will erupt. The only real questions are when, and what kind. Every investor has stood on the slope at some point and told themselves the ground is solid…

Global markets are showing all the signs of... a four-way see-saw. The mega-cap trade has fractured internally, and the stakes have become increasingly quad-polar, says Angus Sippe, Human Financial's CIO.

Since COVID, a multi-year rush of US-led, pro-growth fiscal spending carried the global economy, sweeping markets with it, through one of the strongest stretches in modern memory.

AI capex is one of the largest bets in corporate history. The technology works — that's not in question. What's still open is who actually captures the value.

The 2026 financial year delivered a remarkable run of records, matched only by the ability to take them back. Beneath the headlines sat a single story: a year in which inflation, geopolitics, central bank policy and the AI build-out stopped behaving as separate themes and converged into one.  

Whenever markets have run ‘hot’ it is wise to remind ourselves that while equities trend higher over the longer term, they are inherently cyclical, repeatedly rising above and falling below their long-term upwards trend. 

How do investors cope with a trifecta of market convulsions: El Nino, the impending IPOs of three AI giants, and looming changes to CGT? Take a listen to Angus Sippe's rational approach to portfolio management in a time of uncertainty.

April 2026 was, by almost any historical measure, an extraordinary month for equity markets.

"She'll be right" is an Australian expression that embodies a distinct cultural characteristic: a relaxed fatalism, born from generations of making do in a landscape that doesn't always cooperate. Global markets seem to have adopted the same philosophy: despite everything thrown at them, investors are shrugging it off. But while "she'll be right" is a helpful personal disposition, it's not a sensible risk management framework, says Human Financial CIO Angus Sippe.

Our portfolios have just been launched on the North platform. This is another milestone which demonstrates our growing reach in the wealth management landscape. 

Markets had a difficult start to the year. Returns are broadly negative across major regions... there has been little place to hide.

Human Financial has taken another step forward, expanding its reach with the addition of its managed accounts to the CFS FirstChoice platform.

Human Financial CIO Angus Sippe observes a bevy of black swans now circling global markets: a US war, stagflation, and a squeeze on private markets.

Geopolitical risk is a constant in markets — it simply flares up from time to time.

Geopolitical uncertainty is certain: we just don’t know when. Angus Sippe, Human Financial CIO considers portfolio repercussions.

If markets have taught investors anything in recent years, it is to expect the unexpected.

December was broadly a risk-on month, though performance varied by region; looking back, 2025 was a year full of surprises – and one best navigated by patience.

Technology disruption always feels magical the first time you experience it.