Buy-sell spread

Effective 11 March 2026

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Human Financial Managed Portfolios - Class H

Human Financial Managed Portfolios - Class H APIR CODE Buy spread Sell spread
Dynamic 30CVW0034AU0.10%0.14%
Dynamic 50CVW0034AU0.13%0.16%
Dynamic 70CVW0034AU0.17%0.19%
Dynamic 85CVW0034AU0.19%0.20%
Strategic 50CVW0034AU0.13%0.16%
Strategic 70CVW0034AU0.15%0.17%
Strategic 85CVW0034AU0.16%0.17%
Strategic 100CVW0034AU0.14%0.14%
Enhanced Index 30CVW0034AU0.07%0.11%
Enhanced Index 50CVW0034AU0.07%0.09%
Enhanced Index 70CVW0034AU0.07%0.08%
Enhanced Index 85CVW0034AU0.06%0.07%
Enhanced Index 100CVW0034AU0.06%0.06%
International Growth 100CVW0034AU0.20%0.20%

Human Financial Managed Funds

Human Financial Managed Funds APIR CODE Buy spread Sell spread
HF Aoris International FundNRM0032AU0.10%0.10%
HF Antipodes Global FundCVW1890AU0.30%0.30%
HF Australian Shares FundNRM0028AU0.30%0.30%
HF Australian Shares Index FundCVW6546AU0.09%0.09%
HF Emerging Markets FundNRM0038AU0.18%0.18%
HF Emerging Markets Index FundCVW0262AU0.25%0.31%
HF Fairlight Global FundCVW1586AU0.25%0.25%
HF Fixed Interest FundNRM0030AU0.08%0.14%
HF Fixed Interest Index FundCVW0524AU0.07%0.11%
HF Infrastructure and Property Index FundCVW2499AU0.13%0.12%
HF Infrastructure FundNRM0036AU0.10%0.10%
HF International Shares Index FundCVW9133AU0.11%0.10%
HF Money Market FundNRM0026AU0.00%0.00%

Human Financial Managed Investments

Human Financial Managed Investments APIR CODE Buy spread Sell spread
HF Cautious 30NRM0005AU0.07%0.10%
HF Prudent 50NRM0006AU0.09%0.11%
HF Assertive 70NRM0023AU0.12%0.13%
HF Aggressive 95NRM0007AU0.15%0.15%

Issued by Human Financial Management Limited (ABN 99 067 544 549, AFSL 227677).

The buy-sell spreads shown are based on the Fund’s estimate of transaction costs and may change from time to time to reflect actual costs. We do not generally give advance notice of changes, but we will update the current spreads on our website as soon as practicable to ensure investors have the latest information. Updates are available at humanfinancial.com.au/documents.

Note: The buy-sell spread is applied when investors enter or exit the Fund or Portfolio and is designed to ensure all investors are treated fairly by covering the Fund’s transaction costs.